Your bank has probably wrapped up your house with your business loan and is not giving you the best rate on either. They may have also imposed restrictive covenants which do not allow you to operate your personal or business finances the way you would like to. Remember, it is the banker’s agenda to maximise returns of their portfolio of clients both on interest rates and fees – it is how they get paid a bonus!

This does not need to be the case. Through creating an effective structure, you can have the best of both worlds in having a market leading interest rate on your home/investment loan as well as your business or commercial property. We have vast experience in dealing with business banking institutions and can structure your facilities in the most unrestrictive and efficient manner.

We can also negotiate on your behalf with your own bank (avoiding the need to change) to gain a more efficient structure, market rates and reduced fees. Once a business banker realises a finance broker is working for you, they sharpen their pencils.