Professionals often have varied income streams which is not the everyday set salary per month or per annum. Often the income is split into hourly rate, overtime and allowances. Some financial institutions will not accept portions of this income for their serviceability purposes where other will.

Credit policies over the vast array of financial institutions are not the same. They have inconsistent rules when assessing over-time, allowances, commissions, bonuses, profit sharing and dividends. There are other lenders who have specific credit criteria depending upon an occupation type.

This is where we can sift through the multitude of lenders to give you the best package for your individual needs.